Calculators
Job Offer Comparison Calculator
Compare two job offers on salary, bonus, retirement match, health costs, equity, paid leave and commute time.
- Runs in your browser
- Nothing uploaded
The tool
Enter your numbers below. Results update as you type, and nothing leaves your browser.
Everything you enter stays on your own machine. Nothing is sent to us or to anyone else, which you can confirm in your browser network tab.
What people use it for
- Deciding between two job offers
- Negotiating a better offer
- Comparing a current job with a new one
- Understanding total compensation
About this tool
What the Job Offer Comparison Calculator does
Two offers with similar salaries can be worth very different amounts once bonuses, retirement matching, health premiums, equity and commuting are included. This calculator puts both on the same basis: total annual value and value per hour of time spent working and commuting.
Formula
- Annual value = salary × (1 + bonus + match) − your health premiums + equity
- Hours = working days × 8 + commuting hours
- Value per hour = annual value ÷ hours
Worked example
Using the starting values in the calculator above:
| Input | Value |
|---|---|
| Offer A: salary | $95,000 |
| Offer A: expected bonus | 10% |
| Offer A: retirement match | 4% |
| Offer A: your annual health premiums | $2,400 |
| Offer A: equity value per year | $0.00 |
| Offer A: paid days off | 20 |
| Offer A: daily commute (minutes) | 50 |
| Offer A: office days per week | 5 |
| Offer B: salary | $102,000 |
| Offer B: expected bonus | 5% |
| Offer B: retirement match | 3% |
| Offer B: your annual health premiums | $4,200 |
| Offer B: equity value per year | $5,000 |
| Offer B: paid days off | 15 |
| Offer B: daily commute (minutes) | 20 |
| Offer B: office days per week | 2 |
| Result | Value |
|---|---|
| Higher value per hour | Offer B |
| Offer B minus Offer A (annual value) | $5,060 |
| Offer A total annual value | $105,900 |
| Offer B total annual value | $110,960 |
| Offer A value per hour (work + commute) | $49.95 |
| Offer B value per hour (work + commute) | $55.68 |
How to read the result
Discount equity heavily unless it is in a listed company or very likely to be valuable; vesting schedules and dilution matter.
Non-financial factors such as growth, manager quality and flexibility often matter more than small differences in pay.
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Questions
Questions about this tool
The things clients actually want to know — costs, timelines, ownership and what happens after launch.
Convert each offer into total annual value including bonus, retirement match, benefits and equity, then consider time and commuting.
It is effectively extra pay; a 4% match on 95,000 is worth 3,800 a year if you contribute enough to get it.
Yes. Time spent commuting is time you are not paid for.
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